Medical Plans for Medicare-Eligible Retirees

Blue Cross Blue Shield of New Mexico (BCBSNM) is the provider of the Laboratory’s medical benefits. Retiree medical plan premiums are subject to graduated eligibility.

The Laboratory offers the following medical plans to Medicare-eligible retirees:

National Exclusive Provider Organization (EPO) medical plan

• In-network coverage only
• National EPO Plan Highlights (pdf)

National Preferred Provider Organization (PPO) medical plan

• Both in-network and out-of-network benefits
• National PPO Plan Highlights (pdf)

National Medicare Supplement

• National Medicare Supplement Summary of Benefits
• National Medicare Supplement Plan Description

Eligibility

Triad Health & Welfare Benefit Plan for Retirees (pdf) - see Eligibility Requirements

Comparison and Rates

• Medical Plan Comparison
• Premium Rates for Medicare-Eligible Retirees

Complete plan information and summary plan descriptions are available through Empyrean Benefit Solutions.